Start planning for retirement early and with good savings habits. This will pay dividends down the road and build a better future for you and your family. Setting retirement goals and having a commitment to your savings is one of the largest and most impactful pieces of your financial plan. It is the one thing that you have the most control over during pre-retirement years. In an interesting article, “Three Steps for Better Retirement Saving and Investing Habits”, Nelli Oster of Blackrock takes a look at the main behavioral challenges in saving for retirement. The article discusses common reasons why peoples’ savings get derailed, including lack of discipline and procrastination, and steps to take to overcome those biases.
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