Long Term Benefits from Delaying Social Security Benefits

Author-blogger, Michael Kitces published a terrific article explaining the benefits and possible costs to people who choose to delay the receipt of social security benefits past their full retirement age.  Our conclusion is similar to the author’s, namely, delaying Social Security Benefits can result in significant long term benefits, with the caveat that the beneficiary … Read more »

2012-2013 Contribution Limits for IRAs and Retirement Plans

With the approaching April 15th contribution deadline looming, we thought it would be a good time to remind you of the 2012 and 2013 contribution limits for IRAs and the more common defined contribution retirement plans. Horizon Wealth Advisors is a Houston based fee-only wealth management firm. Horizon is a fiduciary advisor. … Read more »